We have a great relationship with this site which can be found at www.caravanning4u.co.uk. It is full of useful information and the Forum activity is quite simply amazing. I have even voluntered to have an Insurance section on the forum where I will try and answer members queries on any insurance questions they may have.

The site is full of useful hints and tips and so far everbody is very friendly even to us Touring Caravan Insurance Brokers!

Of course it is about us advertising our services but I like to think that it is also more than that – we are trying to be more open and help our customers and offer the caravan community feedback and access to the world of inusrance in a unique and hopefully interesting way.

Go and log onto Caravanning4u now and take a look.

Richard

Hi I’m Michael Stammers, Manager of Cover4. I thought I’d introduce myself so that you get a bit more of an idea who you are dealing with when you call for your Touring Caravan Insurance. I have been at the Company for over 5 years and have seen first hand the growth in the Touring Caravan market. If you’re anything like me, the web can be downright confusing and the sound of a human voice is bliss, especially with such complicated and complex subjects such as insurance. My team and I are here to advise you if you have any queries on your Touring Caravan Insurance and to ensure you have the most competitive premium matched with the most competitive cover in the market.

We value all of your feedback as this helps us to help you with your Touring Caravan Insurance and I hope that you find the efficiency of our service matches the competitive premiums that we offer. We are available Monday to Friday 9-5pm on freephone 0800 9707172 to answer any queries that you may have.

And after that, you can get the Caravan out and go on a well earned break!

Many people may think that touring caravan insurance is compulsory. Although touring caravan insurance is not, would you rather be without it? There are many risks that could occur whilst towing and using your caravan such as flood, theft, fire and malicious damage to name a few. I’m sure in all of these cases you would much prefer to have touring caravan insurance, as this could become very costly if you have not insured your touring caravan. Statistics show that around 5,000 touring caravans are stolen each year and many of these are stolen from right outside the home. This statistic only shows stolen caravans and not caravan crime as a whole. The top five reasons for touring caravan insurance claims being made are:

1. Theft of caravan.
2. Accidental damage to caravan.
3. Storm damage to caravan.
4. Theft of accessories from caravan.
5. Recovery of caravan, due to road traffic accident.

There are many security devices that can not only protect you from caravan theft but can also give discounts from your touring caravan insurance. Phantom tracking devices can give up to a 15% discount on your touring caravan insurance if one of these is fitted onto your caravan. If you are looking for somewhere safe to store you caravan, you may want to have a look at CaSSOA storage sites. These sites are members the Caravan Storage Site Owners Association, have very tight security and can also give up to a 15% discount on your touring caravan insurance. So not only can touring caravan insurance save you a lot of hassle if you suffer any damage to your touring caravan, it doesn’t have to cost you very much money at all.

How much should I insure my caravan for?

IGI Gold (New for Old) – Touring Caravan Insurance – If your touring caravan is less than 5 years old and you are the first owner, you can insure your touring caravan under a new for old policy. This means that you should insure your touring caravan at all times, for the cost of a brand new equivalent.

IGI Gold (Agreed Value) – Touring Caravan Insurance – If your caravan touring caravan is less than 5 years old but you are not the first owner. IGI Gold can offer an agreed value policy. This means you must insure your caravan for however much you paid for it. You must also have the receipt of purchase for this type of touring caravan insurance cover.

IGI Silver (Market Value) – Touring Caravan Insurance – If your touring caravan is more than 5 years old, you can insure your caravan under a market value policy. This means that the touring caravan should be insured for the market value. This can be found in the Glass’s Guide to Caravan Values.

Equity Red Star (New for Old) – Touring Caravan Insurance – If your touring caravan is less than 3 years old, whether you are the first owner of the touring caravan or not, you can insure you caravan under new for old policy. This means that you should insure your touring caravan at all time, for the cost of a brand new equivalent.

Equity Red Star (Market Value) – Touring Caravan Insurance – If your touring caravan is more than 3 years old, you can insure your caravan under a market value policy. This means that the touring caravan should be insured for the market value. This can be found in the Glass’s Guide to Caravan Values.

Is my touring caravan insured whilst being towed?

The caravan is covered for accidental damage under the touring caravan insurance whilst the caravan is being towed. You should ensure that your car insurance covers for 3^rd party towing risks. The touring caravan insurance will only cover damage to the caravan whilst being towed, as your car insurance will cover any 3^rd party risks e.g. other vehicles being damaged in an accident.

Can I take my touring caravan abroad?

Yes, you can take your touring caravan abroad for up to either 240 days under an IGI touring caravan insurance policy, or up to 120 days under an Equity Red Star policy.

What security items are required?

The only security items that are required under our touring caravan insurance policies are a hitch-lock and a wheel clamp. We also give discounts for phantom tracking devices but these are not required.

Where can I store my touring caravan?

Our touring caravan insurance companies will let you store your caravan at your home address, a registered CaSSOA site (registered by the Caravan Association), a member of your immediate families address or at a dedicated storage area, which meets the requirements of the touring caravan insurance companies.

Whilst the rise in people owning Touring Caravans has been mentioned in these pages before, and thus the rise in those buying Touring Caravan Insurance has risen, so has the number of people joining Owners Clubs for the benefits on offer.

For example The Bailey Owners Club, formed in 1970, has around 500 members to it’s name and organises rallies for members of all ages with themed walks, fishing and charitable events. Clubs also discuss Touring Caravan Insurance and whom they deal with, what cover they provide, how helpful and knowledgeable their advisors are etc. It is often good to have this as past experiences can shape the vision of the future.

The Bailey Owners Club is just the tip of the iceberg, as many of the more famous Touring Caravan makes have their own Club and provide links on their websites for clients wishing to gain competitive cover at reasonable prices on the their Touring Caravan Insurance. The websites often have forums which begin discussions on these types of issues and people can discuss their experiences with each other for mutual benefit.

At Cover4Caravans, whether you are a member of a Caravan Club or not we aim to provide the same high level of customer service possible to help you obtain the most competitive premium for the cover that you require on your Touring Caravan Insurance. Please feel free to give us a call on 0800 9707172 to discuss any queries that you may have.