Touring Caravan Insurance: Is it necessary?

Many people may think that touring caravan insurance is compulsory. Although touring caravan insurance is not, would you rather be without it? There are many risks that could occur whilst towing and using your caravan such as flood, theft, fire and malicious damage to name a few. I’m sure in all of these cases you would much prefer to have touring caravan insurance, as this could become very costly if you have not insured your touring caravan. Statistics show that around 5,000 touring caravans are stolen each year and many of these are stolen from right outside the home. This statistic only shows stolen caravans and not caravan crime as a whole. The top five reasons for touring caravan insurance claims being made are:

1. Theft of caravan.
2. Accidental damage to caravan.
3. Storm damage to caravan.
4. Theft of accessories from caravan.
5. Recovery of caravan, due to road traffic accident.

There are many security devices that can not only protect you from caravan theft but can also give discounts from your touring caravan insurance. Phantom tracking devices can give up to a 15% discount on your touring caravan insurance if one of these is fitted onto your caravan. If you are looking for somewhere safe to store you caravan, you may want to have a look at CaSSOA storage sites. These sites are members the Caravan Storage Site Owners Association, have very tight security and can also give up to a 15% discount on your touring caravan insurance. So not only can touring caravan insurance save you a lot of hassle if you suffer any damage to your touring caravan, it doesn’t have to cost you very much money at all.