Static Caravan Insurance: Frequently Asked Questions

How much should I insure my caravan for?

Your static caravan should either be insured for the market value or the recommended retail price at that time, (for new for old cover). New for old cover can apply if your static caravan is within 3 years of manufacture, if your caravan is more than 3 years old, the caravan must be insured at market value price as the static caravan insurance policy will only cover for this.

Does the static caravan insurance cover verandas and decking?

If this is included in the static caravan sum insured, then yes, the static caravan insurance would cover verandas and decking.

Will the static caravan insurance cover site clearance fees and re-siting costs?

This would also be covered in the static caravan insurance policy, as long as this is included in the static caravan sum insured.

Does the static caravan insurance allow the caravan to be hired out?

The static caravan insurance would allow for the caravan to be hired out. The insurance will also cover any loss of hiring charges.

What is the limit of indemnity on the static caravan insurance policy?

The static caravan insurance policy has public liability cover of up to £2,000,000.This can cover risks such as:

• Bodily injury to any person other than you or a domestic employee; or
• Loss or damage to property which you (or your domestic employees) do not own or have legal responsibility for.