We have an underwriter who is open minded about offering cover for Hobby Caravans – our job is to now provide them with a presentation and start taking the idea to the next stage.
Before we can do that we need to know what level of security Hobby Owners currently have on their caravans.
If you could possibly take 5 minutes of your time to tell us this valauable information this may enable us to finally be able to offer cover for these risks.
Simply reply to this blog and tell us all.
Thanks in anticipation of your help!
Richard
Dear All
I hope you are all having a good week, Dagenham had a rare victory at the weekend over Bournemouth which pleased me almost as much as the excellent carvery lunch we had. Sunday was snooker day and against all odds (especially the way I played!) I got a draw, and in case you think I was unromantic on Valentine’s Day I did buy treats for my fiancee and am taking her out for dinner tonight.
I also had a truly wonderful day off on Monday, I did not do a lot and perhaps that was the point, we had some walks with our son and a homecooked meal in the evening.
I am off to London tomorrow for a meeting with a new insurer and including lunch, we know the guys there very well and I am sure they will take us to a nice restaurant. We are getting busier and the Team are working hard at converting the leads that we get.
Well home soon to see the family (including mother in law) and then out for a well earned bit of couples time off!
Have a good rest of week
Mike
Well I returned today from two days off for half term and despite the all day rain yesterday we had a pretty good time, we had some good days out and a suprisingly good lunch at Frankie & Bennies at Lakeside – good food and really good service. The lunchtime deals are well worth a look.
I am 37 today. I stopped feeling old about 4 birthdays ago which is a good thing. I was in the gym at 6.30am this morning as my broken body continues on the road to recovery I feel like I am actually moving forward. This is despite the fact that I can still not run due to my damaged bottom and the embarrsement of lifting 1kg weights to build up my tennis elbow effected arms!
Now I am going to sneak off early today and get home to the clan and hopefully some presents to open! I really fancied a Nintendo DSi so fingers crossed the better half has come up trumps.
The house improvements continue to move slowly forward – everything just takes so damn long to get organised!
London tomorrow and back to the office Friday so not a bad week – the roads are nice and quiet – do that many people suddenly stop going out when the kids are off?
Have a good day.
Rich
Your static caravan may have cost you a fair bit of money and you obviously may be anxious to ensure that your investment is adequately covered by caravan insurance. That is why it can make sense to shop around and compare static caravan insurance quotes – so you can look for the most suitable deal for you.
But before you even start to compare caravan insurance quotes, there are a few things you may wish to bear in mind in order to help reduce your premiums and / or reduce your risk of having to claim on your caravan insurance.
Getting the location right
Unlike touring caravans, which are often most risk at risk from theft, the main dangers facing static caravans may be fire and flood. Specialist caravan insurance providers may offer discounts if you choose to locate your caravan in a site which doesn’t suffer from flooding.
If your chosen site has a previous history of flooding it is important to pass this information on to your caravan insurance provider, even if flood prevention measures have since been put in place. Failure to do this may invalidate any future claims even if they have nothing to do with flooding.
Security and protection
Keeping your caravan and its contents safe is always an important consideration for many owners. Theft from and vandalism of static caravans can be a problem and you can take a number of measures to protect your caravan and your belongings.
There are a number of approved parking locations known as CaSSOA sites where you can store your caravan over winter when it is not in use. Theft and damage risks are typically lower at these sites so discounts for their use may typically be available from some static holiday home insurance providers.
Taking your own simple precautions when your caravan is in use is also important. Installing a burglar alarm can help deter thieves as is using a site where there is a 24 hour warden service.
All these things mentioned so far could help have a positive effect on your static caravan insurance quote.
Special considerations
You should also note that you may have obligations that you have to fulfil in order to get covered. Some insurers may ask that you take particular care over your awning and may insure it separately under your policy. Leaving it out when you are not around can cause problems as weather can change quickly and awnings can be easily damaged in stormy conditions – your insurance typically may not cover that situation.
Your static caravan needs to be securely anchored to flat and solid ground and it may be a condition of your static caravan insurance that you check these tethers on a regular basis to ensure that there has been no deterioration due to wear and tear over time.
Many of the specialist providers of static caravan insurance quotes – such as ourselves – may also offer discounts if you are a member of a recognised caravanning club. We would be happy to provide further advice and information on these matters to help you get the static home insurance that suits your needs – and your budget!
Dear All
We had a very productive trip to one of our insurance partners on Wednesday, a gruelling but insightful meeting and then to the pool hall and casino (though I did not place any bets, I really don’t have the nerve).
I’m pleased to say that back in the office today and I have worked very diligently and got back up to date as I am on holiday on Monday, probably taking my fiancee and son to the park as he seems to love it there and then for some lunch.
A busy weekend sees my sisters birthday do tomorrow in a game against Bournemouth after 4 consecutive defeats so we are in a bit of a rut. On sunday I am playing snooker with my friend against our Dads, we haven’t beaten them for nigh on 2 years, one wonders why we bother! That’s another good reason for booking off Monday so that I can treat them. Before you ask I have some Valentine’s Day goodies for my other half.
I am very poud of my Teams efforts whilst I was away, they have converted business and been generally very busy which is excellent news for us. Novae launches on Monday for Static Caravans and this is an exciting development for Cover4, we’re sure you will like their rates, service and cover.
Happy touring
Mike