Hi

Whilst not strictly about Caravanning, here is a pic from my X Factor show, see how high up I am!

Good morning All

Well we went to the O2 on Saturday for the X Factor and I can only say the seats were so high up I got a nose bleed, and my fear of heights was not a help. Still when the steward asked for people to go the front we had a nice set of empty seats to stretch out in. Prices of drinks were, shall we say, very high (not much change from £10 for 2 drinks)

The show itself was good, Olly Murrs was the stand out performer for me. The stage show was excellent and, as much as I hate to admit it, Jedward were entertaining. I was very happy to treat my fiancee to a day out in London and she very much enjoyed it. It was the furtherst away and longest time she has spent away from or son.

Well we have also hit our Monthly Targets for Caravans already and we had an excellent weekend online, I suspect the slightly better weather is helping us. We also have the Spring Fair at the weekend and I hope you can find the time to pop to Newark, it really is an excellent way to spend your weekend.

Happy touring

Mike

Buying insurance for static caravans need not be hard work. If you have access to the internet, simply go online and search our website for terms and conditions, and you can have the information you need in front of you in seconds. Would you prefer to talk to a real person? Then telephone for a quote instead. We are always happy to talk through the details of the cover we have available.

What we need to know
The information insurers typically need in order to give you a quote is the address of the static caravan, and a few details about the park where it is kept. Premiums are partially based on postcodes, so that we can judge how likely the area is to flood, or be affected by crime. However, we will also ask for some further details about the site, such as whether there is a security guard on patrol, and whether you have any security devices fitted to the caravan.

What you need to know
The first thing you will want to know about static caravan insurance is what the policy covers. The standard cover typically extends to damage caused by fire, explosion, earthquakes, storm, flooding, theft and sometimes accidental damage. As you can see, some of those risks are more likely than others!

The cover may not only relate to the structure of the caravan, but could also extend to your contents. It does not usually extend to outside structures like garden walls and fences. If you have anything particularly valuable in your holiday home, it could be wise to check specifically that it is covered – there could be a limit on high value items.

Many people concentrate on the financial implications of an insured risk on the value of their investment, but what about your holiday? Alternative accommodation costs may typically be included in insurance for static caravans, subject to maximum amount that you can spend per night, but do check, as not all insurance for caravan providers may offer this.

When you have established what is covered by insurance for static caravans, you will no doubt be keen to compare prices. It is always worth asking what discounts are available. Some caravan clubs have worked hard to secure discounts for their members, so if you have joined a club, you might be pleasantly surprised at the reduction in your bill.

Likewise, if you have fitted any additional security devices to your static caravan, do not be shy about telling your provider all about them. Insurers frequently offer additional security discounts.

Understanding the way that insurance for static caravans works is extremely important. For instance, is there an excess on the policy? This means that you cannot make a claim under this amount.

Do you understand the terms and conditions of the policy? Accidental damage caused by shoddy workmanship to your holiday home may not included, so take care when selecting a tradesman to work on your property.

By giving no claims discounts on our insurance for static caravans, we give a fair deal to careful holiday home owners. Our UK based staff are always happy to hear from customers and potential customers, and take pride in the high quality service that we give.

Holiday caravan insurance means that you can leave your caravan unattended, safe in the knowledge that you have protected yourself financially from some of the natural and man made risks that might damage or destroy it.

What the policy might typically cover

• The structure of the caravanWhether you have a touring caravan or a static one, you may wish to find holiday caravan insurance that will cover the risk of damage to its structure from fire, storm, flood or malicious damage. If you intend to let your caravan to holidaymakers while you are not using it, speak to your insurer about the possibility of having cover for accidental damage from tenants as well as public liability insurance (in case they injure themselves on your premises and try to sue you for loss or damage).

• The contentsThe beauty of holidaying in a caravan is that it can be a real home-from-home. However, the disadvantage of this is that these sorts of items (such as TV or DVD player) are at risk of being stolen or damaged.

  Your caravan policy may include contents cover. Before you go on holiday, double check what the level of cover is for your belongings. If you have valuable items with you, these may not be included, or there may be a limit on how much you can claim for them.

• Alternative accommodationIf you have booked a long holiday and have the misfortune to suffer a fire or storm at the beginning of it, check your holiday caravan insurance to see whether any alternative accommodation is provided or paid for. If it is not, your holiday could be ruined, unless you can afford to pay for alternative accommodation from your own pocket.

What the policy might cost
The cost of the policy typically depends on the location of the caravan. For a touring caravan, this includes where you keep it when you are not using it, and for a static caravan, this could mean the park where it is kept permanently. To price the premiums, insurers might take into account the crime rate of the area, and the security devices that owners have fitted to their caravans. Basic security devices like hitchlocks and wheelclamps are often compulsory anyway, but if you go over and above these requirements, your insurers may reward you with a discount.

Likewise, members of caravan clubs could find that their association has negotiated a special rate, so make you ask about this.

What service you will receive
Finally, consider the level of customer care that you will receive from your holiday caravan insurance provider. An insurer who has lots of experience will understand your needs and may be most likely to give a good service.

Good afternoon all

Not a great deal to report today, we have had a new member of staff join us this week in anticipation of the busy Caravan season. I expect sales to increase as we get closer to the Bank Holiday weekend which is good for all concerned.

Last Thursday myself and Richard went to our Insurers regarding Claims, in effect we are planning to begin an initiative on this subject and we asked them questions on procedures etc. This helps us gain a better knowledge which we can pass on to you. Much more on this subject to come…

Arsenal won on saturday but I can’t say they really deserved it. We played very poorly but nicked it at the death, this does little for my nerves!

My family actually went to the seafront on Sunday, it’s strange that we live 5 minutes away and never go. I even purchased my fiancee an ice cream, that shows that the weather is finally getting better.

Have a great week

Mike