Have you got caravan insurance cover?

If you looking for competitively-priced insurance for your caravan, backed up with a professional service, then you’ve come to the right place! Our caravan insurance cover is available online and over the telephone so whether you prefer to look for a caravan policy on the internet or speak to a real person, we can help find a policy that may suit your needs.

What information do you need?

Whether you speak to someone or fill in an online form to get a quote, insurers may typically ask for the following information:

• your name, address and age;
• the type, age and make of your caravan;
• whether the caravan is in good condition;
• where the caravan is kept.

The last point may be particularly important because insurers can use the address of the site to assess the risk of your caravan becoming a victim of flood or malicious damage.

Structural risks

Just as you may insure your own home from structural risks, your caravan insurance cover may be framed in a similar way. Providers vary according to the risks they cover, but a static or touring policy may typically relate to the following perils:

• earthquakes, floods, storms etc;
• fire;
• theft;
• accidental damage and malicious damage.

There are a number of things that you may do to prevent these risks as a responsible caravan owner, which your caravan insurance cover provider may insist upon. For instance, fitting a wheel clamp and hitchlock to your tourer caravan may be a basic requirement from the point of view of doing your bit to avoid theft.

If you have a static caravan, your insurer may insist that the heating system be drained before you shut the van up for the winter, to avoid damage caused by burst or leaking pipes.

General maintenance to the structure of a touring or static caravan may also be required to keep the van in the best possible condition.

Contents cover

Caravan insurance cover for contents may also be included in the quotes you get. When you cast your mind over the many items that you take on holiday, you may be surprised at how much they are worth. If you have any expensive belongings, you may wish to look into separate cover as some providers may impose a limit on the amount that can be claimed for a single item.

For claims for theft of items from the caravan, there may be exclusions on the cover which mean that the insurer may only pay out if there is evidence of forcible entry to the van.

Are there any discounts?

If you have no claims bonuses on other policies, you may find that insurers may offer a similar discount that mirrors the reward that other insurers have given you for your responsible attitude.

The service

Whilst you may look over the details of the different policies and of course the prices when comparing your caravan cover options, it may also be worth considering the service is behind the cover.

Our team of UK based professional and friendly staff are available to help you find caravan insurance cover that ticks all the boxes. Whether you want a quote or just have a simple query, we are always happy to help, so why not give us a call today?