Posted by jasonh
April 7, 2011
It may be the case that you have heard stories relating to Hobby caravan insurance. Here is our brief summary of the history and present position:
- historically, owners of Hobby caravans may have found difficulty in obtaining caravan insurance cover or may have been forced to pay specialist insurance prices;
- the reason for this was simple – this form of touring caravan is manufactured in Germany to very high standards and as a result, they obtained a reputation for being particularly attractive to thieves;
- given the high specification of these vehicles, if they were damaged in an accident, the cost of the parts, including importation from Germany, was typically high;
- the net effect of these two factors was that Hobby caravans were typically regarded as being ‘higher risk’ by insurance providers, who may have priced their policies accordingly (or decided not to offer Hobby caravan insurance at all);
- we are pleased to confirm that the situation has now changed and we are able to offer insurance for Hobby caravans at what we believe to be a very cost effective price;
- the providers of insurance for Hobby caravans may apply certain conditions to their cover, for example, it may typically only be valid for the United Kingdom;
- it may also be obligatory to fit a hitchlock and wheel clamp in certain circumstances (this may, in fact, also be a requirement for other forms of touring caravan insurance);
- the fitting of a recognised tracking device may also be mandatory as part of the conditions of the insurance – this to improve security and to deter potential thieves;
- when not in the use or during the winter months, it must be stored either in a CaSSOA site or on your private driveway at your own home – out of use parking on the public highway will not be covered;
Hobby caravans are highly regarded and have a good reputation.
We are extremely pleased to be able to provide an insurance solution that will help you to get your full enjoyment out of this type of caravan. Our Hobby caravan insurance quotations are available online, or please give us a call if you prefer to speak to someone.
Posted by Louis Talbot