Where did the bank holiday weekend go?

This morning saw a session with the Personal Trainer and now my arms feel like they have been replaced by two giant pieces of lead. This is not the most terrfic start to the new short week.

On the plus side the weather looks good and it promises a dry and warm weekend which will be perfect for the trip to Clacton – could be a beach bonanza if it holds!

Isn’t it funny when you decide that you are not going to do something, such as send an email, but everyday you actually want to send it more. I have never liked sitting on my hands very much and all of a sudden I have found that I have an awful lot to say – ugh! Patience is always a virture or so they say.

The last day of the month arrives today and with it a number of difficult meetings – the outcomes of which I am  not clear at present. This afternoon sees the arrival of a Business Development Meeting and realignment for the next month ahead.

Have a great day whatever you are doing.

Richard

A static caravan insurance quote on its own may not be the best way to go about getting insurance cover for your static. It may make more sense to get a couple of quotes so that you can compare what’s on offer and get an appropriate policy for your situation.

Choice is key

In the past, you may have bought your static caravan insurance from your site owner. Perhaps they asked you to do so or it may just have been the most convenient option for you. Some owners may even have tried to give you the impression that you really had no option but to buy your caravan insurance from them.

For whatever the reason, with this ‘no choice’ approach, you may not have ended up with the most appropriate static caravan insurance cover for your own particular set of circumstances.

You may also have paid more than you had to because, as with many other facets of life, you may typically be able to get a better deal if you have choice.

Of course, all caravanners and caravans are different, so what’s best for you may not be best for someone else. Unless you can compare what’s on offer though, you may not know what you’re missing.

For example, there are static caravan insurance policies which may offer discounts if you:

• opt to use a site which has a good history of being flood free;
• fit secure locks on doors and windows;
• use a site which has around the clock supervision in place;
• belong to a caravan club or association.

Terms and conditions are important

Not all static caravan insurance offers the same arrangements for the replacement of your caravan if it is damaged by an insured event beyond the point where repair is feasible.

Some may offer new for old replacement for caravans under three years old but on condition that you have been the only owner from new. With another static caravan insurance quote, on the other hand, you may typically find that there are no restrictions on the number of previous owners.

Remember too that the terms and conditions of static cover may be different for each static caravan insurance quote, so having a quick look at these may typically make sense.

You may find, for example, that some policies:

• may require that you drain down water systems when your static is not in use;
• ask that you stow your awning when you leave your caravan to help reduce the chances that the awning is damaged by a sudden storm.

A static caravan insurance quote can help you ensure that your deal makes sense for you rather than the site owner.

What a whirl wind of a weekend. Saturday saw two childrens parties (both of which were really good) and then a visit to next doors BBQ twice (which was also really good) and then Sunday saw a visit to the gym, swimming with the clan and an afternoon gardening, rabbit cleaning and car washing. I was shattered last night!

This morning see’s the lap top on and some work being completed, I have a number of appointments to arrange and re-arrange and these are all done now so I am seeing the right people on the right days! All meetings are very important for the people attending but I have a really good meeting coming up in the second week of June – I have a feeling it is going to be a meeting that will clear the air and get everything on the right footing…..or not!

I have the Cover4 team meeting next week and in an attempt to liven it up I am going to bring in a sales game to start it off – my poor teams really have to put up with a lot from me!

Anyhow, have a great day whatever you are doing and wherever you are.

Richard

Some people may wonder whether or not standard home buildings and contents insurance will be suitable for a park home. The answer is typically ‘no’ and park home insurance will be required – here’s a brief summary as to why:

• park homes are typically located in very rural open locations – such locations may be rather more susceptible to the vagaries of nature (and therefore damage) than urban and suburban areas;
• that same rural location may make park home sites a little more susceptible to the attentions of thieves and vandals – which is why some park home insurance providers may offer premium reductions if your site is under permanent supervision;
• some park home sites may be particularly vulnerable to flooding due, once again, to their locations, which are sometimes in low-lying or coastal areas – note that in some cases, some park home cover providers may refuse to offer cover if the site has a well-known history of prior flooding;
• standard buildings and contents insurance cover may make certain presumptions about the construction of a dwelling – these assumptions may not apply in the case of park homes;
• although park homes are considered to be permanent dwelling places, some owners may still seek to go elsewhere during the winter months leaving their park home unoccupied – this may increase risks and it is worth checking carefully what the insurance position would be if your park home was left unoccupied for more than 30 consecutive days;
• park homes may have a greater tendency to have associated external fittings and accessories (e.g. awnings, paddling pools and garden furniture) than would be the case with a classic residential property – it might be a very good idea to check your policy’s cover on these specific points;
• finally, normal buildings and contents insurance is not the only form that would typically be invalid for park homes – the same thing may apply to trying to use static caravan insurance to cover a park home. There is typically no alternative other than to use specific park home insurance protection.

Friday has appeared before I blinked – funny old week with some up’s and down’s. There have been some real glimmers of hope and perhaps some changes but today it feels like some things have moved that much further away again. But that is the way it goes and you just have to look forward and get on with it.

I cannot believe that it is pretty much the end of May and Monday see’s the arrival of the last Bank Holiday for a while, the children break up today and find themselves with a nice week off. Well earned with all the tests they have been taking.

No doubt plenty of our Caravan Insurance customers will be taking the advantage of the half term and getting away with their families – make sure you have a great time and remember we are at the end of the phone if you need us for any Caravan Insurance related problems or queries.

This weekend see’s a multitude of Childrens parties with two on Saturday, a BBQ Saturday and another Children’s party on Monday. Hardly anytime to venture back into the garden but hopefully after we have taken the boys swimming on Sunday we can offer the attention that the garden currently deserves! We need to start dog proofing the area for the August arrival of our new family member the “Cockerpoo” – it promises to be a very interesting summer!

If you are flying off over the weekend rather than a UK break then have a great time in the sun, remember the reading material and take the opportunity to relax and perhaps work out whatever is playing on your minds.

Have a great Bank Holiday weekend and enjoy your getaways!

Richard