Well the new cartoon funny for 2010 has been finished and is with our I.T. department to load up as we speak.

We have opted for a different Touring Caravan Insurance theme this year and we very much hope you like it.

We will let you know as soon as it is live.

Richard

Caravan insurance cover means that one of your favourite assets – your holiday home – is typically covered from the risks of damage or destruction caused by storms, fire, floods and theft. The exact range of risks varies from provider to provider. However, getting a good deal on your caravan cover means more than just finding a policy that meets these basic requirements. Good quality caravan cover must be appropriate, affordable and user friendly.

A policy that meets your needs
Whether you have a static or a touring caravan, a policy that meets your needs is worth its weight in gold. For example, if you have a touring caravan that you like to take outside of the UK on a regular basis, make sure that the cover allows this with continental cover. If you think you might exceed the level of foreign travel permitted by your caravan insurance cover, mention this to your insurer. If you do not and subsequently attempt to make a claim when you are overseas, the policy may not pay out.

On the other hand if you have a static caravan, you might leave it empty in the winter time, preferring to use it only during the summer. Would you insurer withdraw cover for these cold winter months? Some insurers may keep the caravan on risk, but subject to certain terms and conditions such as you draining down the heating systems etc.

A policy that fits your budget
When it comes to caravan insurance cover, the most competitively priced policy might not necessarily be the most suitable deal for you. So never just accept the first quote you are given – shop around or let us do it on your behalf.

Insurers often offer discounts to careful caravanners with no claims bonuses and to those with extra security devices on their vans. Likewise, caravanning clubs use their bargaining power to secure valuable discounts for their members, so if you have joined such an organisation be sure to exploit the fact.

Aside from discounts, there are other issues to take into account. You may for example wish to compare the excesses on the various policies you are considering. A high excess generally means a lower premium, but this is subject to the problem that you will not be able to make a claim under the policy unless it is for a substantial sum. A low excess on the other hand typically has the opposite effect – pushing the price up by making it easier to claim.

A policy that treats customers well
Insurers and customers alike are united in the hope that you do not have to make a claim. But if you do, would the claims handlers of the insurance company be available at a time that was convenient to suit you? Is your caravan insurance cover provider well experienced in the travel and leisure industry, and do they understand your concerns? The answers to these questions are important when you make your decision.

Here is a photo from the lovely Nerja, just north of Malaga. Beautiful place.

This post was submitted by Richard.

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This post was submitted by Alano.

Whether you are looking for touring caravan cover or static holiday home cover, searching for caravan insurance online can typically be easy and convenient. You can compare quotes for caravan cover, find useful hints and tips about caravan security and research the procedures for reporting a claim at the touch of a button.
However, sometimes it is easy to get carried away because there is so much information available. In a market where many insurers are competing for your business, you can feel a little overwhelmed. Follow this checklist to help you consider the options for finding some of the most suitable caravan insurance online.

What does the policy cover?
Most caravan cover typically includes protection for damage from fire, theft, storm and flood. In some cases, cover for vandalism and accidental damage can be arranged too. Regarding the extent of the cover, the structure itself may be covered, but check with each provider about their policies on contents and awnings.

Does the policy suit my needs?
A touring caravan offers you the chance to bring your own creature comforts wherever you want in the world. But for true peace of mind, you need to make sure that your insurance cover follows. If you usually travel around the United Kingdom, you may be content with domestic cover. If however you want to take your caravan into Europe and beyond, check that the policy will accommodate this within your continental cover.

Is my caravan as safe as it could be?
Do you have a hitchlock and wheel clamps for use with your caravan? If you do not, consider investing in them straightaway as many insurers insist on this as a minimum security measure. If this is a requirement of your cover and you have failed to comply with it, it could render your policy invalid.
After that, consider what other measures you could take to minimise the risk of theft. After all, not only will further security measures help you to get competitively-priced caravan insurance, they will also give you peace of mind.

How much will the policy cost?
When you are looking for caravan insurance online, it is easy to compare prices. But do not forget to take into account any discounts that may be available, including ones for additional security measures that you have taken, discounts for membership of caravanning clubs and for keeping your caravan on an approved site.