Dear All

Southend is now snowing for the first time this winter, and the chances of a white Christmas increase. Personally I hope it doesn’t as I am meant to be taking my partner out tonight for a meal but there you go. She is still recovering from a cold as is my son, I have so far avoided the dreaded bug and am trying to keep my distance!

The Caravan season is well and truly dormant at the moment, only to be expected but things should pick up in January and February ahead of the full season.

The other problem with winter is football cancellations, especially in the lower leagues where a it means loss of revenue and a fixture pile up later in the season.

Oh well on with the day

Have a great weekend

Mike

Dear All

Congratulations to my Team Dagenham who won an FA Cup game last night on penalties, it has been a tough season so far and any win is welcome.

I went to the game against Port Vale on Saturday and was disappointed to lose, however the hospitality was good as ever.

I had Monday off to spend with my family and was very annoyed that I was being prank called by “Microsoft” telling me I had downloaded a virus. They then wouldn’t hang up and I was furious as I googled this event and it is con. How do these people sleep at night? They rang twice more telling me they were from “Apple” and by this time I was irate. I had the threaten to ring the police to get them to go away.

Don’t be conned by these people, they are lower than the low. Rant over.

On a positive note my Teams are working hard and we had an excellent meeting with our Renewals Team this morning to organise for 2012, it’s always nice to get the troops together to motivate us all, including me!

Have a great day

Mike

Dear All

Well the Christmas shopping is all done bar the food thanks to my very efficient partner, she has organised everything to a military precision and this is because she is better than me at these things!

Whilst the Caravan season is over for the moment and our Renewals Team are working very hard at maintaining this area of the business. If you do have any queries our Team are available on freephone 0800 9707172.

I will be attending Dagenham’s game against Port Vale on Saturday for my Mum’s birthday, she recently went to see Paul McCartney at the O2 as another treat. She has been a fan of his for many years and I gather she really enjoyed herself.

It is also my father in laws birthday on Saturday and I hope he has a great day.

Well back to the grindstone

Mike

Dear All

Many of you may remember that we were taking a very keen interest in the story of the Atlas Caravan workers who were made redundant three years ago, and I was suprised that the issue is still ongoing all these years later.

This is from the BBC Website:

http://www.bbc.co.uk/news/uk-england-humber-16040733

Shocking that they have not had their pay yet.

Mike

A park home may be the dream of some people and something that becomes, for some lucky individuals, a reality.  You may presume that parkhome insurance is something that you can take as read and perhaps you are puzzled as to why this is mentioned in the same breath as static caravan insurance?

The fact is that occasionally some confusion arises as to the difference between a classic static caravan and a park home.

That confusion may become serious if it results in you purchasing the wrong sort of insurance for your particular caravan or home.

To avoid such confusion coming to pass, it may be worthwhile revisiting the fundamental difference between a static caravan and a park home.

A park home is somewhere that you typically occupy permanently as your normal home and place of domicile.  You may well be on the local register of electors and paying various forms of local taxes – to qualify for park home insurance, typically the site will need to be formally registered with the local authorities as being suitable for permanent occupation.

By contrast, a static caravan is accommodation that is semi-permanently located on a holiday occupation site and a place where you may spend a few weeks or months each year on holiday.

Typically, static caravan insurance may not cover a caravan that is being permanently lived in as your official place of residence – that may require parkhome insurance.

There are two different policies to cover the two different situations.  The reasons for this are typically related to the fact that a park home may contain rather more valuable fixtures, fittings, furnishings and personal possessions, than may be the case in a static caravan used infrequently for holidays.

Whether you have static caravan or residential park home insurance, in either case some caution may be advisable if you are planning to rent it out (including for a few weeks during the holiday season).

Firstly, if you have a park home, you may find that under the terms and conditions of your site, you are not allowed to let it out.

However, if you are allowed to let your park home, or you are letting your static home, you may find that your caravan insurance becomes invalid, as this would constitute commercial income-generation activities based on your property.  In such a situation, standard parkhome insurance (or static caravan insurance) may no longer be applicable and you may require special forms of insurance protection.