My main hobby is scouting, I run a local cub pack and on average have 26 children there a week. Last weekend we had our indoor camp which we amalgamated with the scouts and had 31 children in total. It was great fun, we did loads of activities including Fencing, Air Rifles, Assault Course and a Bungee Run. I come home from these weekends totally shattered and don’t feel like eating for a week as everyone eats so much due to all the activities.

Yesterday I attended an Emergency First Aid at work course, this was fun and I managed to refresh my knowledge, and am now a nominated first aider at work.

Well the week has just flown by, team meetings and One to Ones have been done and today I have the fun job of doing the action points and we can then see organise ourselves for the month.

I hope everyone enjoyed the second “video blog”, it’s quite good fun after the initial bout of nerves (I am not the most photogenic person in the world!) and it’s nice to be able to explain behind the scenes of an insurance broker. Our New Business Team will be attending the ExCel Caravan show in London which has excited them, they will be taking lots of photos and they have a BIG project to do when they return.

As mentioned we have been testing our new product and all is looking good, we are very excited by this development as it opens up new doors for the Company.

On a personal note my son has a bit of a cold this week which may see him miss nursery tomorrow, I need to call them to check what the procedure is as it’s his first proper day.

Tonight sees a visit to the Nations favourite curry house, that being Wetherspoons, the menu has expanded since I last remember it and as sad as it is I am looking forward to it!

Have a great weekend all

Mike

Can I save money by purchasing cheap caravan insurance cover?

There may be a significant difference between something being cheap and it being cost-effective.

If you purchase a cheap caravan policy simply because of its low cost then you may have an immediate theoretical cost saving over another policy of higher cost.

However, it may also be necessary to take into account the costs you may incur in future if the policy does not cover you for a claim you lodge against it.  In such circumstances, the caravan cover may suddenly seem not to have been particularly cheap after all.

It is therefore advisable to look closely at the cover the policy is providing rather than simply its price and to keep in mind that what may prove cheap for one person may not prove to be so for another.

Is cheap caravan insurance cover available for all types of caravan?

There are a number of different forms of caravan insurance and significant numbers of insurance for caravans providers.

Inevitably, you will encounter price differences between them.

So, if you are looking for (e.g.) insurance for touring caravans then you may find that some policies may be more cost-attractive than others.  This may typically apply for any form of caravan insurance you are looking for and therefore suggests that comparing several options for cover may be sensible.

Can I influence the cost of my caravan insurance?

Typically yes, although the extent may vary depending on the individual policy you are looking at.

For example, some policies may offer significant discounts if you accept higher voluntary excesses.  Others may do so in situations where you have fitted additional security devices and you may also be able to reduce your annual insurance costs if you take steps to ensure that your caravan is securely stored away over the winter season.

Is insurance cheaper at certain times of the year?

Policy prices typically relate to a 12-month period.  The overall annual cost may be influenced by some of the factors as outlined above so, as we are currently in the winter season and some caravans may be securely stored, their owners may be obtaining discount relating to that factor rather than the month when they took out their insurance policy.

Having said that, the insurance marketplace changes constantly and it may be sensible to periodically take a status check on what options are available versus your existing cover.

Whether you are looking for cheap caravan insurance cover or not and irrespective of the time of year, getting the occasional caravan insurance quotation might be a good way of reassuring yourself that your existing caravan cover remains suitable.

We are having some good fun recording them so hopefully you will enjoy them.

Watford were not able to do the one thing Sours could do  -put the damn ball into the back of the net. But we had a great evening at Vicarage Road and the team did all us Watford supporters proud. We were able to leave the ground with our heads held high – that was important us long suffering fans! Still, a tie against Stevenage would have been pretty good for us.

We continue to make giant strides on twitter – @cover4caravans – dont forget to come along and follow us. We have made some great interactions and it proves how powerful the world of social media can be. I have been utilising the services of @purpledog and if you need help as a business getting Twitter right then I fully endorse the cost effectivt and efficient services they offer.

What else is happening? Well the rebrand remains our largest focuse and we continue to receive some great feedback – thank you.

Time. Sometimes I just don’t understand why people make the choice to not find time for each other. But on the other hand maybe it is just time to move on and let it go over your head.

Have a great day.

Richard

If you needed any reminder as to just how vulnerable your caravan may be, news from the BBC* of widespread destruction on a caravan site in Wales back in November last year, may be a wake-up call.

Some caravan insurance policies may offer incentives for storing your caravan safely and securely in special sites over the winter season and some of the photos contained in the above-mentioned article may just cause you to think again about whether or not you may wish to think on this further.

Of course, from a practical point of view, it may be impossible to absolutely guarantee the safety of your caravan even if it is securely stored in a special facility.  That is why it may be advisable to periodically sit down and consider your overall position with regard to insurance.

If you have a static caravan which is left on a site during the winter months, your static home policy may oblige you to take certain commonsense steps to reduce the risk of disaster.  These may include things such as draining down all water systems, including heating systems where appropriate and using additional battening and anchoring to try and ensure that your caravan remains were you left it.

This is not just an issue for static caravans, as touring caravans and motorhomes parked up for the winter in the open, may be at a similar degree of risk.

An equally unpleasant reality of life is that some caravan sites may be largely unoccupied during the winter months and this may increase your exposure to the possibilities of theft and vandalism.  Once again, your insurance cover may require you to take certain steps in order to try and reduce such risks.

All this may seem a far cry from those carefree days of spring, summer and autumn when you were in and around (and enjoying) using your caravan but a responsible attitude to security and caravan insurance may be essential if your caravan is still to be there for seasons to come.

*Source:

http://www.bbc.co.uk/news/uk-wales-north-west-wales-15958292

I must apologise for my recent lack of blogs, my only excuse is that this has been a very busy week and time has escaped me!

This week has seen two visits to my son’s nursery for the first time, I think we were more nervous than him, but he has enjoyed himself and yesterday he cried when we took him home!

It’s very much a hard learning curve, trying to realise how grown up your children get in such a small amount of time, but that’s what it’s all about.

Today is Friday and it is a relaxed day in the office, I have been catching up on some tasks ahead of some product testing next week with a very exciting new product. Keep your eyes peeled!

I have been preparing for my Team 121′s on Monday, this is a new year with a new focus and I will be using my coaching skills to the max for these and then Team meetings during the week.

Have a great weekend all

Mike

“Very helpful advisor and competitive quote – very pleased, Mr Andrews ”

What is parkhome insurance?

Park homes are a form of dwelling place that are typically located on a formally constituted and local authority approved parkhome site.

Typically occupied on a permanent basis as your normal place of residence, such sites are commonly located in rural areas and the local authority approval is important because it must grant permission for the site to be used for permanent occupation.

Some parkhome owners have lived in the property for many years and have it furnished and decorated to a very high standard.

It is therefore understandable if they seek to protect their investment and their contents through the appropriate: form of insurance – which may be park home insurance.

Sourcing the cover

Some park homes site owners may suggest that it is mandatory to take their insurance.  In fact, that may typically not be the case and you may be better advised to look around for your own cover, which may be better suited to your needs and more cost-effective.

Some site owners may require an additional administration charge if you use your own insurance but it may still prove to be a more cost-attractive deal for you if you source your own.

You may, of course, simply contact individual insurance providers to obtain a lengthy series of your own quotations and then compare these in detail against each other.

You may find though, that parkhome insurance brokers offer a slightly more efficient route.

These organisations are typically specialists in the insurance marketplace and they may be able to speedily and efficiently match your requirements against a number of potential insurance providers.

That may not only save you money in terms of connecting you with suitable policy providers but it may also save you a considerable amount of time that you may otherwise spend in trying to obtain quotations from sources that are unlikely to be suitable for your situation.

Parkhome insurance brokers might be a source of information and a resource that means you spend less of your precious time involved in some of the complexities of trying to compare insurance policies.

“We would recommend you to other people as we had a bad accident on the way home form scotland the caravan wheel came off as we were travelling home when we got in touch with the insurance they couldnt do enough for us.Everything went really smoothly and everybody who dealt with  us was very good we have now bought another caravan and you have dealt with the new insurance again the insurance agent dealt with us very well.We wrote a letter to AMTRUST to thank everybody for all the help and also   we would like to say a big thank you to Mr Daniel Watson for all his help the other day to renew a new policy for us may you all go onwell for a good future as we all know at the moment things are a bit gloomy kind reagrds”