Dear All

Well the football on Saturday at Dagenham was an unmitigated disaster, a 5-0 loss, our keeper sent off (so our replacement was a guy who has played about 45 minutes of football in 7 years, so he’s that good!) and rain hit us even in the sponsors box, so my sisters birthday present was not a succesful one.

Still, the carvery lunch was excellent with Roast Pork, Yorkshires, Veg and 8, yes 8 roast potatoes for me! I honestly believe that relegation is a near certainty now as the confidence has gone and even the Captain looked downbeat.

Never mind I had Arsenal to cheer me up…not! But we had a quiet Sunday and now back at work to hopefully finish the month on a high. My 121 is this afternoon so that is always an opportunity to learn and to coach my staff as a result. Leaders can always learn more!!

The Cover4 Sales Team had an outing last week to the Excel Caravan Show and Crystal loved it so much so went back on Saturday in her free time! They will be undertaking a presentation to the Team at the next Team meeting so again even I can learn!!

Have a great day

Mike

PS quick birthday wishes to my Sister Caz who turns…older today!

Dear All

Well as you know by now we have moved to our brand new offices at Baxter Avenue and it is all very exciting, we the Cover4 Team have our own room at the front and it’s been a big change after my 9 years spent at our previous location.

My son has settled in well at nursery after tearful beginnings, he is going through some separation issues at the moment when he returns but he is branching out and eating different snacks, I was amazed to hear that he had eaten kiwi and carrots, which he wouldnt touch at home!!

Me and my partner are going to struggling Dagenham and Redbidge on Saturday for another vital game against Cheltenham, whom are up at the top so not alot of chance of a win. However we are in the sponsors box so a nice carvery (though my partner will not touch it!) and a drink at half time will be nice.

The New Business Team are off to the Excel Caravan show in London on Thursday and Friday to have a look around, they are very much looking forward to going and seeing the new models, they have a presentation to do to the rest of the Team at our next Team meeting which will be very interesting for them.

Reports from the Show to follow…

Mike

Trying to identify the best park home insurance brokers may be something that might prove to be a little harder than it sounds.

To begin with, if you are searching for the best park home insurance brokers, you may wonder what all the fuss is about – surely this is just a case of finding the broker that is able to offer you the lowest cost caravan insurance options?

Of course, few will dispute that price is an important consideration. However, the true test of a caravan insurance broker may be their ability to source options that provide suitable and cost-effective cover rather than merely the lowest cost.

Why?

For some caravanners, their caravan represents a sizeable proportion of their total invested capital and as such, constitutes a major asset. For park home owners, even more so – their static caravan is their home.

What is therefore typically important is that this investment is protected as far as is realistically possible.

The reality of insurance life is that some policies may be far more suitable for your requirements than others in this respect.

Take, for example, someone that is looking for insurance cover for his or her four year-old touring caravan.  An efficient broker may know of policies that offer new-for-old replacement for caravans up to five years old whereas perhaps the market norm is only for caravans up to a maximum of three years old.

As another illustration, some brokers may know that in the case of residential park home insurance, some policies may cover certain externally located items whereas others do not.

In both these cases, these considerations may or may not be more important to the policyholder than the price of the policy alone.

In these situations, the role of the broker is not simply to find the lowest-cost policies but to offer a range of options to the policyholder along with appropriate clarification as to the issues involved in individual possibilities.

This shows that the best park home insurance brokers may be those that are able to offer all the information necessary to help you make an informed decision.  Of course, the best broker for someone else, who may be exclusively focused on price, may not be the best broker for you, if your requirements are more qualitatively and more broadly based.

No sooner has the New Year begun then we are greeted by the first images of caravans floating away on floodwaters in one part of the country or another.

One recent example* arose when a river flooded causing considerable damage to an adjacent car and caravan park.

Although the BBC news item gives no details as to any caravans damaged, it is nevertheless a timely reminder of the importance of caravan insurance.

If that statement causes you to complacently sit back and tell yourself that you don’t need to worry because you already have caravan insurance, then you may need to take a quick reality check in terms of your existing policy.

The reminder for caravan cover applies not only to anyone who is using a caravan without insurance but equally to those who are not entirely clear as to whether or not their policy covers flood perils.

The position may vary considerably between policies and is not easy to summarise, however, there are a few points that you may wish to keep in mind:

• some policies may cover damage due to flooding – but sometimes only in situations where you have parked or sited your caravan on a site that has no previous history of flooding and which is not listed by the local authorities and environmental agencies as being at high flood risk;

• yet other policies may offer cover but only if the site is a formally designated one, meaning that (e.g.) casual riverside parking of tourers in flood-risk areas may put elements of your cover at risk.

In a brief article of this nature, it is not really possible to discuss all possible scenarios and situations.  The caravan cover provided under the terms and conditions of your policy may also influence the exact position for you considerably.

All that can be said is that news items such as the one referenced below, should serve to remind any caravanner of the risks that large bodies of water may pose to their caravan.

Checking the detail of the protection provided by your caravan insurance policy, against such situations, may be important – and that should also include a quick review of related terms and conditions.

Source:

http://www.bbc.co.uk/news/uk-england-york-north-yorkshire-16431466

Dear All

Well the week has just flown by, team meetings and One to Ones have been done and today I have the fun job of doing the action points and we can then see organise ourselves for the month.

I hope everyone enjoyed the second “video blog”, it’s quite good fun after the initial bout of nerves (I am not the most photogenic person in the world!) and it’s nice to be able to explain behind the scenes of an insurance broker. Our New Business Team will be attending the ExCel Caravan show in London which has excited them, they will be taking lots of photos and they have a BIG project to do when they return.

As mentioned we have been testing our new product and all is looking good, we are very excited by this development as it opens up new doors for the Company.

On a personal note my son has a bit of a cold this week which may see him miss nursery tomorrow, I need to call them to check what the procedure is as it’s his first proper day.

Tonight sees a visit to the Nations favourite curry house, that being Wetherspoons, the menu has expanded since I last remember it and as sad as it is I am looking forward to it!

Have a great weekend all

Mike